Not many insurance companies are interested to offer health protection plans to the persons above 60 years of age. These insurance companies have very low rate of claims from younger people. The governments must force these profit hungry companies to cover senior citizens. In present system, people who have given their lives and productive age to country, feel that country is not doing anything for them. It is not only about US, there are any countries which have very bad record of caring about its senior and ageing population. There insurance sector needs to take human view of the issues and must cover the people who need insurance. At younger age, you afford to miss the health policies but after you turn 60, you need health coverage almost for sure. But no company is ready to cover you. A senior citizen with limited earning always find himself or herself very much helpless because his earnings are not enough to cover his health expanses.